Chapter 7 Bankruptcy in Georgia: An Overview

February 28, 2023

Chapter 7 Bankruptcy in Georgia: An Overview

Are you considering filing for bankruptcy in Georgia? If so, you may be wondering what the process entails and whether it is the right decision for you. This blog post will provide an overview of chapter 7 bankruptcy in Georgia so that you can make an informed decision about your financial future. 


Chapter 7 bankruptcy is also known as liquidation bankruptcy. It is the most common type of bankruptcy filed in the United States. If you file for chapter 7 bankruptcy, a court-appointed trustee will oversee the sale of your non-exempt assets and use the proceeds to pay off your creditors. In most cases, chapter 7 bankruptcies are over within four months. 


Eligibility for Chapter 7 Bankruptcy in Georgia



To be eligible for chapter 7 bankruptcy in Georgia, you must pass the means test. The means test is used to determine whether your income is low enough to qualify for chapter 7 bankruptcy. 


If your income is below the median income for a household of your size in Georgia, you will automatically qualify for chapter 7 bankruptcy. If your income is above the median income, you may still qualify if you can demonstrate that you have little to no disposable income after paying for essential living expenses. 


Benefits of Chapter 7 Bankruptcy

 

There are several benefits to filing for chapter 7 bankruptcy. First, it will allow you to discharge most of your debts. This means that you will no longer be legally obligated to repay those debts. Second, it will stop creditors from harassing you with phone calls and letters. Third, it will give you a fresh start financially. 


Once your bankruptcy case is over, you will be able to rebuild your credit and make a new start. However, it is important to note that not all debts can be discharged through chapter 7 bankruptcy. Debts that cannot be discharged include child support payments, student loans, and taxes owed to the government. 


Filing for Chapter 7 Bankruptcy in Georgia

 

If you are considering filing for chapter 7 bankruptcy in Georgia, it is important to seek legal assistance from an experienced attorney. The process can be complicated and confusing, and an attorney can help ensure that everything is done correctly.

 

At The Boone Firm, PC we have extensive experience handling bankruptcies in Georgia. We can guide you through every step of the process and help ensure that everything is done correctly. Contact us today to schedule a consultation with one of our attorneys. 


Filing for chapter 7 bankruptcy can provide relief from overwhelming debt and a fresh start financially. However, the process can be complicated and confusing. An experienced attorney can guide you through every step of the process and help ensure that everything is done correctly. Contact The Boone Firm, PC today to schedule a consultation with one of our attorneys

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Understanding Pedestrian Accidents in Georgia

December 20, 2023
Pedestrian accidents in Georgia can have catastrophic effects on the victims involved. These accidents can arise from a variety of factors, including distracted driving, speeding, reckless driving, among others. As a pedestrian, it is important to take safety precautions as much as possible to avoid accidents. However, despite our efforts, accidents still happen, and as such, it is important to understand the legal implications of these accidents. In this blog post, we will discuss everything you need to know about pedestrian accidents in Georgia and the steps to take if you are involved in one.  1. Understanding Georgia’s Pedestrian Laws Georgia's traffic laws require drivers to take reasonable care while sharing the road with pedestrians. However, pedestrians also have responsibilities to avoid accidents and injuries. Pedestrians are required to use sidewalks whenever possible; if they have to use the street, they must walk against traffic, and they should follow traffic signals and signs. Walkers are not allowed to cross the road when the DON’T WALK sign is on, even if there is no traffic visible. 2. Common Causes of Pedestrian Accidents There are many causes of pedestrian accidents, including distracted driving, impairment, speeding, failure to yield, and failure to follow traffic signage. Regardless of the cause, these accidents often result in serious injuries, medical bills, and lost income or wages. 3. Who is Liable for Pedestrian Accidents? If a pedestrian is involved in an accident with a car, truck, or other motor vehicle, several parties could be potentially at fault. The driver of the vehicle might bear responsibility for the accident if they were speeding, driving under the influence, or acted recklessly while operating their vehicle. However, pedestrians could also be apportioned blame if they acted negligently, such as crossing the street when the pedestrian signal says "don’t walk." 4. What to Do If You are Involved in a Pedestrian Accident The first thing that one should do is seek medical attention for any injuries immediately. It's critical to document any expenses associated with seeking medical care, such as ambulance fees, doctor's visits, and rehabilitation expenses. It is also important to contact the police immediately and to obtain a copy of the police report on the accident. Lastly, one should consult with a personal injury lawyer to understand their rights thoroughly. 5. Speaking with a Georgia Personal Injury Attorney Georgia's personal injury laws are complex, and it can be challenging to navigate the legal process when trying to make a claim. A personal injury attorney can review the case, speak with eyewitnesses, analyze evidence, and help you get the compensation you deserve. If you or a loved one has been involved in a pedestrian accident in Georgia, it is important to speak with a personal injury attorney as soon as possible to ensure that you get the legal representation you need. Pedestrian accidents in Georgia can cause severe and life-changing injuries, leaving victims and their loved ones with costly medical bills and lost income. However, understanding the state's pedestrian laws, who is responsible for pedestrian accidents, the steps to take after an accident, and speaking to a personal injury attorney can help to protect your interests and get you the compensation you deserve. Finally, always stay safe while walking, use sidewalks whenever possible and never hesitate to seek medical attention if you are involved in a pedestrian accident.

What You Need to Know About Your Rights as a Motorcycle Passenger After an Accident in Georgia

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